Cool Bankrate Home Equity Line Of Credit Interest Rate 2022. Since home equity loan rates are higher than first mortgage rates as a baseline, as of early october 2022, you can expect to find home equity loan rates starting around 7 percent. If the heloc lender's prime rate is 2.45%, then the interest rate on your line of credit will be 2.95% (2.45% + 0.5%).

Get cash for debt consolidation, renovation & more. Home equity line of credit (heloc) rates for august 2022. Rates may vary due to a change in the prime rate , a.